Delaware HB 299 — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO LIFE INSURANCE POLICY EXCLUSIONS AND RESTRICTIONS BASED ON DEATH RESULTING FROM SUICIDE.
Delaware, 153. HB 299: AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO LIFE INSURANCE POLICY EXCLUSIONS AND RESTRICTIONS BASED ON DEATH RESULTING FROM SUICIDE.
Latest action
September 30, 2026 — Signed by Governor
Summary
Current Delaware law provides that a life insurance policy may contain a provision excluding or restricting coverage in the event of death by suicide within 2 years from the date of issue of the policy. This Act reduces the time period to 1 year from the date of issue of the policy. It applies to a policy that is issued after the effective date of the Act. This Act also requires that in the event any death benefit is denied because the insured dies as a result of suicide within 1 year from the date of issue of the policy, the insurer must refund all premiums paid for coverage providing the denied death benefit on the insured. This Act is effective 6 months after its enactment into law.
Sponsors
- Eric Morrison — primary sponsor
- Spiros Mantzavinos — primary sponsor
- Marie Pinkney — primary sponsor
- Bryant L. Richardson — primary sponsor
- Laura V. Sturgeon — primary sponsor
- Stell Parker Selby — primary sponsor
- Ray Seigfried — primary sponsor
Bill text
Bill Text Read version ↗ Read version ↗
Recorded votes
SM
June 16, 2026 · Senate · pass
yes: 20 · no: 0 · other: 1
Official vote source ↗Individual member positions (21)
| Member | Vote |
|---|---|
| Darius J. Brown | yes |
| Eric Buckson | yes |
| Daniel Cruce | yes |
| Stephanie L. Hansen | yes |
| Gerald W. Hocker | yes |
| Kyra L. Hoffner | yes |
| Russell Huxtable | yes |
| Dave G. Lawson | yes |
| S. Elizabeth Lockman | yes |
| Spiros Mantzavinos | yes |
| Trey Paradee | yes |
| Brian Pettyjohn | yes |
| Marie Pinkney | yes |
| Nicole Poore | yes |
| Bryant L. Richardson | other |
| Ray Seigfried | yes |
| David P. Sokola | yes |
| Laura V. Sturgeon | yes |
| Bryan Townsend | yes |
| John "Jack" Walsh | yes |
| David L. Wilson | yes |
SM
April 23, 2026 · House · pass
yes: 36 · no: 0 · other: 5
Official vote source ↗Individual member positions (41)
| Member | Vote |
|---|---|
| Alonna Berry | yes |
| Stephanie T. Bolden | yes |
| Frank Burns | yes |
| William Bush | yes |
| William J. Carson | yes |
| Nnamdi O. Chukwuocha | yes |
| Richard G. Collins | yes |
| Franklin D. Cooke | yes |
| Daniel B. Short | yes |
| Timothy D. Dukes | yes |
| Mara Gorman | yes |
| Ronald E. Gray | yes |
| Krista Griffith | yes |
| Kerri Evelyn Harris | yes |
| Debra Heffernan | yes |
| Kevin S Hensley | yes |
| Jeff Hilovsky | yes |
| Valerie Jones Giltner | yes |
| Kendra Johnson | yes |
| Kimberly Williams | yes |
| Kamela T Smith | yes |
| Larry Lambert | yes |
| Sean M. Lynn | other |
| Michael F. Smith | yes |
| Melissa Minor-Brown | yes |
| Shannon Morris | other |
| Eric Morrison | yes |
| DeShanna U Neal | yes |
| Josue O Ortega | other |
| Edward S. Osienski | yes |
| Sophie Phillips | yes |
| Charles S Postles Jr. | yes |
| Cyndie Romer | yes |
| Melanie Ross Levin | yes |
| Sherae'a Moore | yes |
| Bryan W. Shupe | yes |
| Claire Snyder-Hall | yes |
| Jeffrey N. Spiegelman | yes |
| Jesse R. Vanderwende | other |
| Madinah Wilson-Anton | yes |
| Lyndon D. Yearick | other |
Legislative history
- Signed by Governor
- Passed By Senate. Votes: 20 YES 1 ABSENT
- Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 3 Favorable, 4 On Its Merits
- Assigned to Banking, Business, Insurance & Technology Committee in Senate
- Passed By House. Votes: 36 YES 5 ABSENT
- Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 2 Favorable, 8 On Its Merits
- Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
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