CIVICS / THE PUBLIC RECORD
Minnesota HF 3437 — Application of certain residential mortgage loan fees and penalties modified.
Minnesota, 2025-2026. HF 3437: Application of certain residential mortgage loan fees and penalties modified.
Latest action
August 1, 2026 — Effective date 08/01/2026
Summary
No summary was supplied. Use the original legislative source for the bill text.
Sponsors
- Allen — primary sponsor
- Duckworth
Bill text
Introduction Read version ↗
1st Engrossment Read version ↗
2nd Engrossment Read version ↗
1st Unofficial Engrossment Read version ↗
Recorded votes
Passage
April 13, 2026 · House · pass
yes: 133 · no: 0
Official vote source ↗Individual member positions (133)
| Member | Vote |
|---|---|
| Acomb | yes |
| Agbaje | yes |
| Allen | yes |
| Altendorf | yes |
| Anderson, P. E. | yes |
| Anderson, P. H. | yes |
| Backer | yes |
| Bahner | yes |
| Bakeberg | yes |
| Baker | yes |
| Bennett | yes |
| Berg | yes |
| Bierman | yes |
| Bliss | yes |
| Buck | yes |
| Burkel | yes |
| Carroll | yes |
| Cha | yes |
| Clardy | yes |
| Coulter | yes |
| Curran | yes |
| Davids | yes |
| Davis | yes |
| Demuth | yes |
| Dippel | yes |
| Dotseth | yes |
| Duran | yes |
| Elkins | yes |
| Engen | yes |
| Falconer | yes |
| Feist | yes |
| Finke | yes |
| Fischer | yes |
| Fogelman | yes |
| Franson | yes |
| Frazier | yes |
| Frederick | yes |
| Freiberg | yes |
| Gander | yes |
| Gillman | yes |
| Gomez | yes |
| Gordon | yes |
| Gottfried | yes |
| Greene | yes |
| Greenman | yes |
| Hansen, R. | yes |
| Hanson, J. | yes |
| Harder | yes |
| Heintzeman | yes |
| Hicks | yes |
| Hill | yes |
| Hollins | yes |
| Howard | yes |
| Hudson | yes |
| Huot | yes |
| Hussein | yes |
| Jacob | yes |
| Johnson, P. | yes |
| Johnson, W. | yes |
| Jones | yes |
| Jordan | yes |
| Joy | yes |
| Keeler | yes |
| Klevorn | yes |
| Knudsen | yes |
| Koegel | yes |
| Kotyza-Witthuhn | yes |
| Kozlowski | yes |
| Koznick | yes |
| Kraft | yes |
| Kresha | yes |
| Lawrence | yes |
| Lee, F. | yes |
| Lee, K. | yes |
| Lee, X. | yes |
| Liebling | yes |
| Lillie | yes |
| Long | yes |
| Luger-Nikolai | yes |
| Mahamoud | yes |
| McDonald | yes |
| Mekeland | yes |
| Moller | yes |
| Momanyi-Hiltsley | yes |
| Mueller | yes |
| Murphy | yes |
| Myers | yes |
| Nadeau | yes |
| Nash | yes |
| Nelson | yes |
| Niska | yes |
| Noor | yes |
| Norris | yes |
| Novotny | yes |
| O'Driscoll | yes |
| Olson | yes |
| Pérez-Vega | yes |
| Perryman | yes |
| Pinto | yes |
| Pursell | yes |
| Quam | yes |
| Rarick | yes |
| Rehm | yes |
| Rehrauer | yes |
| Repinski | yes |
| Reyer | yes |
| Roach | yes |
| Robbins | yes |
| Rymer | yes |
| Schomacker | yes |
| Schultz | yes |
| Schwartz | yes |
| Scott | yes |
| Sencer-Mura | yes |
| Sexton | yes |
| Skraba | yes |
| Smith | yes |
| Stephenson | yes |
| Stier | yes |
| Swedzinski | yes |
| Tabke | yes |
| Torkelson | yes |
| Van Binsbergen | yes |
| Vang | yes |
| Virnig | yes |
| Warwas | yes |
| West | yes |
| Wiener | yes |
| Witte | yes |
| Wolgamott | yes |
| Xiong | yes |
| Youakim | yes |
| Zeleznikar | yes |
Repassage, as amended by the Senate
April 23, 2026 · House · pass
yes: 133 · no: 0
Official vote source ↗Individual member positions (133)
| Member | Vote |
|---|---|
| Acomb | yes |
| Agbaje | yes |
| Allen | yes |
| Altendorf | yes |
| Anderson, P. E. | yes |
| Anderson, P. H. | yes |
| Backer | yes |
| Bahner | yes |
| Bakeberg | yes |
| Baker | yes |
| Bennett | yes |
| Berg | yes |
| Bierman | yes |
| Bliss | yes |
| Buck | yes |
| Burkel | yes |
| Carroll | yes |
| Cha | yes |
| Clardy | yes |
| Coulter | yes |
| Curran | yes |
| Davids | yes |
| Davis | yes |
| Demuth | yes |
| Dippel | yes |
| Dotseth | yes |
| Duran | yes |
| Elkins | yes |
| Engen | yes |
| Falconer | yes |
| Feist | yes |
| Finke | yes |
| Fischer | yes |
| Fogelman | yes |
| Franson | yes |
| Frazier | yes |
| Frederick | yes |
| Freiberg | yes |
| Gander | yes |
| Gillman | yes |
| Gomez | yes |
| Gordon | yes |
| Gottfried | yes |
| Greene | yes |
| Greenman | yes |
| Hansen, R. | yes |
| Hanson, J. | yes |
| Harder | yes |
| Heintzeman | yes |
| Hicks | yes |
| Hill | yes |
| Hollins | yes |
| Howard | yes |
| Hudson | yes |
| Huot | yes |
| Hussein | yes |
| Igo | yes |
| Jacob | yes |
| Johnson, P. | yes |
| Johnson, W. | yes |
| Jones | yes |
| Jordan | yes |
| Joy | yes |
| Keeler | yes |
| Klevorn | yes |
| Knudsen | yes |
| Koegel | yes |
| Kotyza-Witthuhn | yes |
| Kozlowski | yes |
| Koznick | yes |
| Kraft | yes |
| Kresha | yes |
| Lawrence | yes |
| Lee, F. | yes |
| Lee, K. | yes |
| Lee, X. | yes |
| Liebling | yes |
| Lillie | yes |
| Long | yes |
| Luger-Nikolai | yes |
| Mahamoud | yes |
| McDonald | yes |
| Mekeland | yes |
| Moller | yes |
| Momanyi-Hiltsley | yes |
| Mueller | yes |
| Murphy | yes |
| Myers | yes |
| Nadeau | yes |
| Nash | yes |
| Nelson | yes |
| Niska | yes |
| Noor | yes |
| Norris | yes |
| Novotny | yes |
| O'Driscoll | yes |
| Olson | yes |
| Pérez-Vega | yes |
| Perryman | yes |
| Pinto | yes |
| Pursell | yes |
| Quam | yes |
| Rarick | yes |
| Rehm | yes |
| Rehrauer | yes |
| Repinski | yes |
| Reyer | yes |
| Robbins | yes |
| Rymer | yes |
| Schomacker | yes |
| Schultz | yes |
| Schwartz | yes |
| Scott | yes |
| Sencer-Mura | yes |
| Sexton | yes |
| Skraba | yes |
| Smith | yes |
| Stephenson | yes |
| Stier | yes |
| Swedzinski | yes |
| Tabke | yes |
| Torkelson | yes |
| Van Binsbergen | yes |
| Vang | yes |
| Virnig | yes |
| Warwas | yes |
| West | yes |
| Wiener | yes |
| Witte | yes |
| Wolgamott | yes |
| Xiong | yes |
| Youakim | yes |
| Zeleznikar | yes |
Legislative history
- Effective date 08/01/2026
- Secretary of State Chapter 58 04/29/26
- Governor's action Approval 04/29/26
- Presentment date 04/28/26
- Third reading Passed as amended
- Amended
- Special Order: Rule 45 amendment stricken
- Second reading
- Comm report: Rule 45-amend, subst. General Orders SF4168
- Referred to Rules and Administration for comparison with SF4168, now on General Orders
- Introduction and first reading
- Received from House
- Secretary of State, Filed 04/29/2026
- Governor approval 04/29/2026
- Presented to Governor 04/28/2026
- Bill was repassed as amended by the Senate
- Third reading as amended by the Senate
- Motion prevailed
- Motion to concur with Senate amendments
- Returned from Senate with amendment
- House rule 1.15 (c), message requesting concurrence received
- Bill was passed
- Third reading
- House rule 1.21, placed on Calendar for the Day Monday, April 13, 2026
- Second reading
- Committee report, to adopt as amended
- Introduction and first reading, referred to Commerce Finance and Policy
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